Capital CFO offers a comprehensive range of financial services designed to give your business the clarity and confidence it needs to grow. Our AI‑first approach harnesses automation and advanced analytics so decisions are based on timely, data‑driven insights. Whether you’re a start‑up or an established SME, our virtual CFO and financial specialists will support you at every stage.
Virtual CFO
A Virtual CFO is a third‑party professional who offers CFO services remotely, bringing strategic financial insights much like an in‑house CFO. This scalable and flexible arrangement allows you to access top‑tier financial expertise without the commitment of a full‑time hire. Our virtual CFO services include financial leadership, board reporting, fundraising support and decision‑ready analysis. We help you set direction, monitor performance and navigate complex financial landscapes so you can focus on running your business.
Bookkeeping & Management Accounting
Accurate record‑keeping is the foundation of every successful business. We provide end‑to‑end bookkeeping using cloud platforms with automated workflows to ensure your transactions are reconciled, compliant and audit‑ready. Beyond bookkeeping, our management accounting services include preparing monthly management reports, calculating key performance indicators and analysing financial statements. These data‑driven insights help you understand your costs, margins and profitability in real time.
Financial Planning & Analysis (FP&A)
Our FP&A services support strategic planning, performance analysis and scenario modelling. We work with you to develop financial models and forecasts that align with your goals. By leveraging AI‑powered analytics tools and automation, we identify trends, evaluate KPIs and provide data‑driven recommendations to optimise your resources and drive sustainable growth. This includes board packs, variance analysis and decision support for investments or expansion.
Revenue vs Expenses (FP&A)
Budgeting & Forecasting
Budgeting and forecasting are pillars of strategic planning and financial health. We help you prepare detailed budgets that outline expected income and expenditure, taking into account fixed and variable costs, contingency reserves and realistic revenue expectations. Our team also produces rolling forecasts that predict future results based on historical data and market analysis, enabling you to navigate uncertainty and adjust plans proactively.
Budget vs Actual by Category
Cash Flow Management
Maintaining healthy cash flow is vital for any business. We monitor cash inflows and outflows, identify potential bottlenecks and develop strategies to enhance cash‑flow efficiency. Through cash‑flow forecasting, we help you anticipate funding needs, manage working capital and mitigate risks so you can operate with confidence.
Cash Flow Forecast
Xero & Fathom HQ Expertise
We specialise in cloud‑based accounting and reporting platforms including Xero and Fathom HQ. Modern accounting software such as Xero and reporting tools like Fathom allow businesses to track expenses, manage invoices, process payroll and generate detailed financial reports in real‑time. We implement and customise these systems to automate your bookkeeping and deliver insightful dashboards that support informed decision‑making.